Moist Banana Chocolate Chip Cake Recipe

Sweet Banana & Chocolate Chip Cake Recipe Everyone Adores

Baking a mouthwatering banana chocolate chip cake can turn an ordinary afternoon into a delightful celebration of flavors.

Sweet ripe bananas blend perfectly with rich chocolate chips in this irresistible treat.

Each slice promises a tender crumb and decadent taste that melts in your mouth.

The aroma of warm banana and chocolate will drift through your kitchen, tempting everyone nearby.

Simple ingredients combine to create a dessert that feels both comforting and indulgent.

Soft, moist, and packed with delicious chunks of chocolate, this cake becomes an instant favorite.

Get ready to impress with a dessert that’s sure to have everyone asking for seconds.

Quick Recipe Overview

Prep Time: 20 minutes

Cook Time: 50 minutes

Total Time: 1 hour 10 minutes

Calories: 298 kcal

Servings: 9

Banana, Chocolate Chip Cake: Ingredients First

For Wet Ingredients:
  • Soft Butter: Provides richness and tender texture, choose high-quality unsalted butter for best flavor.
  • Muscovado Sugar, Brown Sugar, Vanilla Sugar: Adds deep caramel notes and moisture, opt for fresh, clump-free sugars.
  • Liquid Vanilla: Enhances overall sweetness and aroma, use pure vanilla extract for authentic flavor.
  • Eggs: Binds ingredients and creates structure, select fresh room-temperature eggs for smooth mixing.
  • Bananas: Brings natural sweetness and moisture, use ripe, spotty bananas for maximum flavor intensity.
For Dry Ingredients:
  • Flour: Creates cake's foundation, choose all-purpose flour for consistent texture.
  • Baking Powder: Helps cake rise and become fluffy, ensure it's fresh and not expired.
For Finishing Touches:
  • Chocolate Chips: Adds delightful chocolate bursts, select good-quality chocolate for melting and mixing.
  • Water, Sugar (for syrup): Creates glossy, moist surface, use white granulated sugar.
  • Chocolate (for decoration): Provides elegant drizzle, choose dark or milk chocolate based on preference.

Tools That Make This Banana Cake

  • Loaf Pan: Essential for baking the cake, preferably 9×5 inch with non-stick surface.
  • Electric Mixer or Whisk: Perfect for creaming butter and sugar until light and fluffy.
  • Large Mixing Bowls: Two bowls needed – one for wet ingredients, another for dry ingredients.
  • Fork: Used for mashing bananas into a rough puree.
  • Measuring Cups and Spoons: Crucial for accurate ingredient measurements.
  • Knife: Helpful for creating center line and checking cake doneness.
  • Piping Bag or Ziplock Bag: Needed for drizzling melted chocolate decoratively.
  • Brush: Optional for applying sugar syrup on top of the cake.
  • Cooling Rack: Useful for allowing cake to cool evenly after baking.

Instructions for a Soft Chocolate Chip Cake

  • Preparation Essentials

Gather all your baking tools and ingredients. Set up a clean workspace with mixing bowls, loaf pan, and measuring tools ready to go.

  • Butter and Sugar Fusion

Combine soft butter with sugars, creating a creamy, light mixture that forms the cake’s rich foundation. Mix until the texture becomes fluffy and smooth.

  • Liquid Harmony

Gently incorporate eggs and vanilla, blending each addition carefully to create a smooth, consistent batter that promises a luxurious cake texture.

  • Banana Magic

Mash ripe bananas into a rustic puree, then fold them into the batter, infusing the cake with natural sweetness and moisture.

  • Dry Ingredient Ballet

Softly mix flour and chocolate chips, carefully folding them into the banana mixture. Avoid overmixing to keep the cake tender and light.

  • Pan Placement

Transfer the batter into a prepared loaf pan, creating a smooth surface. Draw a gentle line down the center to help the cake rise evenly.

  • Baking Transformation

Slide the pan into a preheated oven, allowing the cake to bake until golden and a knife comes out clean. The kitchen will fill with an irresistible aroma.

  • Finishing Touches

Once cooled, drizzle melted chocolate over the top for a decadent finish. Serve warm or at room temperature for maximum enjoyment.

How to Elevate Banana, Chocolate Chip Cake Flavor

  • Speed up banana ripening by placing them in a paper bag with an apple or tomato, which releases ethylene gas to soften the fruit quickly.
  • Toss chocolate chips in a little flour before adding them to the batter to prevent sinking and ensure even spread throughout the cake.
  • Wrap the cooled cake in plastic wrap or store in an airtight container to keep it soft and fresh for up to 3 days at room temperature.
  • Enhance the cake's depth by using a mix of dark and milk chocolate chips or adding a sprinkle of sea salt on top to contrast the sweetness.
  • Freeze the cake (unfrosted) wrapped tightly in plastic wrap and aluminum foil for up to 2 months, thawing at room temperature before serving or decorating.

Ways to Serve This Cake for Any Meal

  • Cozy Breakfast Companion: Pair this banana chocolate chip cake with a steaming mug of coffee or hot cocoa for a delightful morning treat that feels like a warm hug.
  • Dessert Elegance: Serve sliced portions alongside a scoop of vanilla ice cream or a dollop of whipped cream to elevate the cake into a sophisticated dessert experience.
  • Afternoon Tea Delight: Create beautiful small squares or triangles for an elegant tea-time snack that complements light herbal teas or classic English breakfast tea perfectly.
  • Gifting Grace: Wrap individual slices in parchment paper with a ribbon for a charming homemade gift that shows personal touch and baking love.

How to Store Banana, Chocolate Chip Cake

  • Cake Freshness Guardian: Store the banana chocolate chip cake in an airtight container at room temperature for up to 3 days, keeping its delightful moisture and soft texture intact.
  • Refrigeration Strategy: When wrapped tightly in plastic wrap or placed in a sealed container, the cake can last 5-7 days in the refrigerator, maintaining its delectable flavor profile.
  • Freezing Wonderland: Slice the cake before freezing, separating layers with parchment paper. Frozen slices stay delicious for 2-3 months, perfect for surprising guests or midnight cravings.
  • Moisture Magic: Add a slice of bread to the storage container to prevent the cake from drying out, ensuring each bite remains as moist and tempting as when first baked.
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Moist Banana Chocolate Chip Cake Recipe

Moist Banana Chocolate Chip Cake Recipe


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4.6 from 23 reviews

  • Total Time: 1 hour 10 minutes
  • Yield: 9 1x

Description

Moist banana chocolate chip cake reflects pure comfort from grandma’s kitchen. Sweet notes of ripe bananas and rich chocolate create a delightful dessert you’ll savor with pure pleasure.


Ingredients

Scale
  • 3 ripe bananas
  • 125 g (4.4 oz) chocolate chips (dark or milk)
  • 100 g (3.5 oz) whole eggs (about 2 eggs)
  • 225 g (7.9 oz) flour
  • 120 g (4.2 oz) muscovado sugar
  • 50 g (1.8 oz) brown sugar
  • 1 packet vanilla sugar
  • 1 tsp liquid vanilla extract
  • 115 g (4.1 oz) soft butter
  • 5 g (0.2 oz) baking powder

Instructions

  1. Preheat: Set oven to 160°C (320°F), preparing a perfectly calibrated baking environment for the cake.
  2. Cream Base: Whip soft butter with muscovado, brown, and vanilla sugars using an electric mixer until the mixture transforms into a light, pale, and smooth consistency.
  3. Combine Wet Ingredients: Integrate liquid vanilla and eggs into the butter mixture, ensuring thorough incorporation to develop a harmonious batter.
  4. Banana Integration: Mash ripe bananas into a rustic puree and gently fold into the batter, distributing their rich, natural sweetness throughout the mixture.
  5. Dry Ingredient Preparation: Sift flour and baking powder together, then fold in chocolate chips to guarantee even distribution and prevent ingredient clustering.
  6. Batter Finalization: Delicately merge dry ingredients with the banana mixture, stirring minimally to preserve the cake’s potential for a light, tender crumb.
  7. Pan Preparation and Baking: Transfer batter to a prepared loaf pan, creating a center line with an oil-coated knife, then bake for 50 minutes until a knife inserted comes out clean and dry.
  8. Moisture Enhancement: Craft a sugar syrup by boiling water and sugar, then brush generously over the hot cake to amplify moisture and depth of flavor.
  9. Finishing Touches: Optionally wrap the warm cake in cling film to seal in moisture, then drizzle melted chocolate across the surface using a piping bag or ziplock technique.
  10. Serving: Offer the cake warm for melting chocolate chips or cooled for a more structured dessert experience, presenting a versatile and indulgent treat.

Notes

  • Banana Ripeness Matters: Use overripe bananas with dark spots for maximum sweetness and deeper flavor development.
  • Mixing Technique: Minimize stirring when combining dry and wet ingredients to prevent gluten formation, ensuring a tender cake texture.
  • Temperature Control: Let ingredients reach room temperature before mixing to create a smoother, more consistent batter and promote even baking.
  • Moisture Preservation: Wrap the cake while warm to lock in moisture, preventing it from drying out and maintaining its soft, delectable crumb.
  • Prep Time: 20 minutes
  • Cook Time: 50 minutes
  • Category: Desserts
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 9
  • Calories: 298
  • Sugar: 22g
  • Sodium: 130mg
  • Fat: 14g
  • Saturated Fat: 8g
  • Unsaturated Fat: 6g
  • Trans Fat: 0g
  • Carbohydrates: 41g
  • Fiber: 2g
  • Protein: 4g
  • Cholesterol: 80mg
Mia Reynolds

Mia Reynolds

Food Writer & Home Cooking Specialist

Expertise

Easy Home Baking, Recipe Writing and Storytelling, Local and Seasonal Ingredients, Baking for Beginners

Education

New England Culinary Institute (NECI), Montpelier, Vermont

  • Certificate: Baking and Pastry Arts Certificate
  • Focus: Hands-on baking skills, pastry basics, and creating delicious, approachable baked goods.

Community College of Vermont, Winooski, Vermont

  • Degree: Certificate in Food and Beverage Management
  • Focus: Essential knowledge of recipe development, ingredient sourcing, and food business basics.

Mia Reynolds fell in love with baking as a teenager experimenting in her family kitchen. Her passion took her to New England Culinary Institute, where she learned practical pastry techniques, and later to Community College of Vermont to deepen her understanding of food management.

Mia combines clear, simple baking instructions with heartwarming stories, making home baking approachable for everyone.

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